Trade In Program

Skip the stress. Move on your terms.

  • 1

Get a Guaranteed Offer

We’ll evaluate your current home and present you with a purchase price, guaranteed. That’s the price we’ll pay when you’re ready to move, giving you clarity and confidence from day one.

  • 2

Shop with Power

Make a strong, non-contingent offer on your next home. No need to wait for your current one to sell first, giving you more leverage, better terms, and total control over your timeline.

  • 3

Close When You're Ready

Once your offer is accepted, we’ll buy your current home at the agreed price. You will get the cash to close your new place without delays, juggling, or double mortgages.

  • 4

Capture Full Market Value

After you’ve moved, we’ll list and sell your former home. If it sells for more than the price we paid, you keep the extra, minus program fees and selling costs.

What are the Selling Costs and Program Fees?

Once your former property hits the market, we deduct standard selling costs from the final sales price. These include listing prep, marketing, property oversight, and other direct costs incurred while we own the home, like taxes and utilities. A small, prorated fee may also apply depending on how long we’ve held the property before resale.

All fees are calculated transparently and only taken from the final selling price. For a full breakdown or tax-specific guidance, contact info@adamolsenteam.com.

See fee schedule:

First 60 days we
own the property

Each 30 days
thereafter
(prorated daily)

When using home
Loans

2%

1%

When using another
mortgage lender

4%

1%

Who is eligible?

Financing through our Trade-In Program is available to qualified buyers who meet the following criteria:

  • Minimum credit score of 620

  • 5%+ down for conforming loans

  • 10–20%+ down for jumbo loans

  • Max debt-to-income ratio of 43% (jumbo) or 49.9% (conforming)

Property Qualifications (for trade-in):

  • Single-family, townhouse, or condo

  • Located in a non-rural area

  • Primary residence

  • Valued between $200,000-$2,000,000

  • 1,000–7,500 sq. ft.

  • Not listed or sold in the last 120 days

How do I apply?

  • Submit your application, it takes under 2 minutes.

  • We’ll connect you with a Trade-In Certified agent to guide you in your next steps.

An example of the cost breakdown, so you can move forward with confidence:

  • Agent fees are based on the commission rate you agree on with your AOT agent.

  • Listing prep costs are determined after a pre-listing inspection and reflect what’s needed to get your home market ready, think cleaning, minor repairs, or staging.

  • Ownership costs include prorated property taxes, insurance, utilities, maintenance, and any HOA dues during our ownership period.

  • Trade-In fee is typically 2.0% of the home value and helps cover our program costs. This amount is property-dependent and may be adjusted based on actual market performance once the home sells.

Copyright © 2025. Adam Olsen. All Rights Reserved. As required by The Texas Real Estate Commission

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